AskMac picked this for you
How a 401(k) match works
Because you're currently contributing below your available employer match.
Personal financial intelligence
Your money doesn’t wait.Neither does AskMac.
Financial wellness your employees will actually use. AskMac is your 24/7 AI-powered financial companion. It connects the dots across your financial life, spots potential problems, uncovers opportunities to build wealth, and delivers personalized guidance — sometimes before you even know what to ask.
AskMac● Watching for what matters
AskMac noticed
You're contributing 3% to your 401(k). Your employer matches up to 6%.
See impactWhat would 6% cost me each paycheck?
About $98 more per paycheck goes in, but your take-home only drops about $73 since it's pre-tax. Your employer adds about $98 too.
Ask anything about your money...
You're all caught upToday
Nothing needs your attention right now. AskMac is still watching.
01Two ways inSometimes you ask AskMac.
Sometimes you ask AskMac.
Sometimes AskMac comes to you.
AskMac understands what's happening across your financial life, so you can ask anytime — and AskMac can surface something important before you think to ask.
When you askAsk anything about your money.
Can I afford a trip in December?
Likely, if you keep it around $1,200. Your December bills are covered and your emergency fund stays on track.
Before you askAskMac notices what matters.
You’re not getting your full employer match.
You’re contributing 3%. Your company matches up to 6%.
02What AskMac is
AskMac isn't another financial chatbot.
Chatbots wait for you to know what to ask. AskMac already sees your whole picture.
A chatbotAsk me anything…starts from zero, every time
AskMacHere's what I'm seeing…already did the homework
What AskMac understands
- Accounts
- Bills
- Paychecks
- Debt
- Savings
- Investments
- Goals
- Spending
AskMac
What AskMac does
- Notice
- Explain
- Answer
- Keep watching
AskMac sees how the pieces connect.
- Your paycheck and your bills decide whether checking gets tight before payday.
- A raise changes how much room you have to capture your employer match.
- Paying down a card moves the date you reach your savings goal.
03See AskMac in actionYour financial life.
Your financial life.
Explained as it happens.
AskMac connects the pieces of your financial picture, notices what deserves your attention, and helps you understand what it means.
04What AskMac notices
Risks. Opportunities. Progress.
AskMac points out what could go wrong, what you might be missing, and what's going well.
AskMac noticed!Needs attention
Checking could get tight before payday.
Five bills land before your next paycheck. AskMac shows when, and by how much.
AskMac noticed↗Opportunity
You're not capturing your full employer match.
You contribute 3%. Your employer matches up to 6% — about $2,340 a year left on the table.
AskMac noticed✓Milestone
Your emergency fund just passed 75%.
$6,840 of $9,000. You're getting close to your goal.
Most days
Everything looks stable today.
You're all caught up. AskMac is still watching.
The Library
Learn what matters to you.
AskMac picks lessons that fit what's actually happening in your money — from a library of 80+ lessons taught by Ross Mac.
AskMac picked this for you
Avalanche vs. snowball, in plain English
Because you currently carry high-interest credit card debt.
AskMac picked this for you
What counts as an emergency?
Because your emergency fund is approaching its current target.
PrivacyYour company provides AskMac.
Your company provides AskMac.
Your money stays yours.
Your employer can provide AskMac as a financial wellness benefit without seeing your balances, transactions, debts, goals, or conversations with AskMac.
Accounts connect through Plaid with read-only access. Your data is encrypted, private, and never sold.
Jordan's AskMac Sample
- Paycheck+$2,600
- Rent · pending−$1,650
- 401(k) contribution3%
- Emergency fund$6,840 of $9,000
- You asked AskMac“Can I afford a trip in December?”
Private to you
Your view shows your paycheck, rent, 401(k) contribution, emergency fund progress and your conversations with AskMac. Your employer's view shows none of that, only company-wide numbers: how many people use AskMac, which features get used, and overall wellness trends.
Your financial picture. Connected.
Three simple steps to personalized guidance.
Connect
Securely link your accounts through Plaid in seconds.
Understand
AskMac identifies patterns, changes, and opportunities.
Stay ahead
Get personalized insights and timely alerts — before money problems become money emergencies.
Secure, bank-grade connections powered by Plaid. Read-only — AskMac can never move your money.
No account needed
Free financial tools.
Useful tools for understanding your money — no AskMac account required.
Calculators give you the number. AskMac helps you understand what it means for you.
For employers
Financial wellness employees actually want to use.
Give employees financial intelligence that helps them understand their money — without giving the company access to their financial lives.
Zero IT lift
Employees sign up at ask.maconomics.com in under 2 minutes. No installation, no IT ticket required.
Private by design
Plaid-powered, read-only access. The company never sees individual balances, debts, goals or conversations.
Engagement dashboard
See adoption, feature usage, and aggregate wellness trends across your workforce — never individual data.
Any team size
Works for teams of 10 or 10,000. Deploy across your workforce in days, not quarters.
Why it matters
81%of employees are more likely to stay with employers who offer financial wellness benefits
78%of employers say financial stress hurts operations
71%of employees say money stress affects mental health and productivity
4hrsspent weekly worrying about money at work
Source: PNC 2025 Financial Wellness Report
Your money makes more sense when someone explains it.
AskMac watches your financial picture, surfaces what matters, and explains why — in plain language.